

People are unique, their circumstances can be unique. This self-management tool will not have all the answers to every situation which people face. The resource is for reflection and does not replace the professional advice of those qualified in the field of financial advice. If we offer an example, they are for reflection and not advice and if you are seeking to address debt repayments, we urge you strongly to do this with those qualified to offer support. We list many sources of advice and support and strongly recommend if you are struggling financially that you contact this support.
Worrying about money is exhausting and can drain our energy. We need to find ways to either do something about it or reduce the distress we are feeling. COPE Scotland created this booklet not to offer financial advice, but to share that we recognise the impact financial challenges can have on our mental health and wellbeing. We wanted to offer something which even in a small way may help. Sometimes in the sea of life, we are in storms and all we can do is find ways to hold on and look after ourselves and those around us. This can include linking to support and asking for help to enable us to find a way through the challenges to a place in the future which is less stressful.
COPE Scotland, Clyde Offices, 2nd Floor, 48 West George Street, Glasgow G2 1BP
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These workbooks invite you to reflect, and if you are still working through some issues, then reflecting on your own maybe not in your best interests. Please, seek support for those issues.
The workbooks will still be there when you are in a place where you feel safe to use them.
There is a lot to the workbooks. Please take time to work through it at a pace that feels comfortable to you. If you have never used a workbook before for self-management, here are some tips you may find helpful:
The workbooks offer some ideas to consider, some space to reflect, some tips to consider, and invitations to decide what action you plan to take and when. Please don’t force it. If you find some sections are a struggle, leave it, come back another day.